PROFIT RATES - DEFENSE SAVING CERTIFICATES (DSC)

Historical Rates Remained Applicable On Defense Savings Certificates From 25th November, 1993 Onwards


Effective Period Rate
(% p.a.)
Payable Amount (Principal + Profit ) On Investment of Every Rs.100,000/- On Completion Of
From To 1st Year 2 Years 3 Years 4 Years 5 Years 6Years 7 Years 8 Years 9 Years 10 Years
25-Nov-93 12-Nov-96 16.00% 113,000     128,000     147,000     170,000     198,000     232,000     272,000     319,000     375,000 441,000
13-Nov-96 13-May-99 18.04% 114,500     132,000     153,000     178,000     208,000     246,000     294,000     354,000     429,000 525,000
14-May-99 31-Dec-99 15.97% 112,000     130,000     150,000     172,000     200,000     232,000     270,000     316,000     380,000 440,000
01-Jan-00 30-May-00 15.01% 111,000     128,000     146,000     166,000     192,000     221,000     253,000     295,000     352,000 405,000
31-May-00 30-Jun-00 14.01% 109,000     121,000     138,000     157,000     184,000     210,000     238,000     275,000     322,000 371,000
01-Jul-01 31-Dec-01 15.01% 110,000     123,000     142,000     162,000     192,000     221,000     254,000     295,000     348,000    405,000
01-Jan-02 30-Jun-02 14.13% 109,000     121,000     138,000     157,000     184,000     210,000     238,000     275,000     322,000    375,000
01-Jul-02 31-Dec-02 11.61% 107,000     115,000     124,000     135,000     149,000     165,000     186,000     210,000     250,000    300,000
01-Jan-03 30-Jun-03 10.03% 106,000     113,000     121,000     130,000     140,000     154,000     171,000     192,000     222,000    260,000
01-Jul-03 31-Dec-03 8.50% 105,000     111,000     118,000     126,000     135,000     145,000     157,000     174,000     197,000    226,000
01-Jan-04 21-Jun-04 7.96% 104,000     109,000     114,000     120,000     127,000     138,000     150,000     165,000     188,000    215,000
22-Jun-04 30-Jun-04 7.96% 104,000     109,000     114,000     120,000     127,000     138,000     150,000     165,000     188,000    215,000
01-Jul-04 30-Jun-05 8.20% 104,000     109,000     115,000     120,000     130,000     139,000     150,000     166,000     189,000    219,000
01-Jul-05 05-Jun-06 9.46% 105,000     112,000     119,000     128,000     138,000     150,000     163,000     183,000     211,000    247,000
05-Jun-06 22-Jun-07 10.03% 106,000     113,000     121,000     130,000     140,000     154,000     171,000     192,000     222,000    260,000
23-Jun-07 23-Jun-08 10.15% 107,000     116,000     126,000     138,000     151,000     166,000     184,000     206,000     232,000    263,000
24-Jun-08 30-Sep-10 12.15%

108,000

    118,000     129,000     142,000     158,000     177,000     201,000     230,000     265,000    315,000
01-Oct-10 31-Dec-10 12.60%

108,000

    117,000     128,000     140,000     158,000     180,000     210,000     245,000     285,000    327,630
01-Jan-11 30-Sep-11 13.55%

108,000

    117,000 128,000   142,000 160,000 183,000 213,000 251,000 298,000 356,000
01-Oct-11 31-Dec-11 12.68%

107,000

    115,000 125,000   138,000 155,000 176,000 202,000 235,000 277,000 330,000
01-Jan-12 31-Mar-12 11.90%

105,500

    112,000 120,000   131,000 146,000 166,000 191,000 222,000 260,000 308,000
01-Apr-12 30-Jun-12 12.33%

107,000

    115,000 125,000   138,000 155,000 176,000 202,000 234,000 273,000 320,000
01-Jul-12 26-Aug-12 12.68%

107,000

    115,000 125,000   138,000 155,000 176,000 202,000 235,000 277,000 330,000
27-Aug-12 11-Oct-12 11.50%

107,000

    115,000 124,000   135,000 148,000 165,000 187,000 215,000 251,000 297,000
12-Oct-12 31-Dec-12 11.04%

106,000

    113,000 121,000   131,000 144,000 161,000 182,000 208,000 242,000 285,000
01-Jan-13 30-Jun-13 10.84%

106,000

    113,000 121,000   131,000 144,000 160,000 180,000 205,000 238,000 280,000
01-Jul-13 30-Sep-13 10.36%

106,000

    113,000 121,000   130,000 140,000 153,000 170,000 192,000 224,000 268,000
01-Oct-13 31-Dec-13 11.61%

106,000

    113,000 122,000   133,000 147,000 164,000 185,000 210,000 245,000 300,000
01-Jan-14 Till Date 12.26%

106,000

    113,000 122,000   134,000 149,000 168,000 192,000 223,000 264,000 318,000

Note:  The above payable amounts have been worked out on Rs.100,000/-.  You can easily calculate your investment by dividing the relevant amount of the table with 100,000 and then multiplying with the amount you have invested.